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  • The Compliance Officer’s Role and Personal Liability: Why Accountability Matters More Than Ever

    In today’s regulatory environment, the role of a Compliance Officer is not only operational — it is personal. Compliance professionals help protect financial institutions from money laundering, terrorist financing, sanctions breaches, and regulatory failures. But with this responsibility comes increasing scrutiny and, in some jurisdictions, personal liability when failures occur, especially when red flags are…

  • Hosted vs Unhosted Wallets: The Crypto AML Dilemma You Can’t Ignore

    Hosted vs Unhosted Wallets: The Crypto AML Dilemma You Can’t Ignore

    As digital assets become increasingly mainstream, one question keeps everyone up at night: how do you treat transfers between hosted and unhosted wallets when regulatory guidance is…? Well, you know exactly how it is. Both wallet types are legitimate — yet they carry very different risk profiles and visibility. In the world of AML/CFT, the…

  • Why Crypto ATMs Attract Users and Why They Raise Compliance Concerns

    Crypto ATMs offer an easy way to buy digital assets, but they also bring significant compliance risks. They can be used for money laundering and fraud due to features like cash transactions and a lack of identity checks. Regulators are increasingly requiring operators to meet strict standards, including Know Your Customerand transaction monitoring, to balan…

  • FATF’s 2025 NRA part.2: Ways to Turn the FATF NRA into a Real AML Advantage

    FATF’s 2025 NRA part.2: Ways to Turn the FATF NRA into a Real AML Advantage

    This is the second part of article FATF’s 2025 NRA part.1: What It Is and the Biggest Ways It Can Go Sideways. If you haven’t read that one, we invite you to check it out. In the previous article, we walked through the FATF’s 2025 National Risk Assessment or NRA guidance and put on a…

  • FATF’s 2025 NRA part.1: What It Is and the Biggest Ways It Can Go Sideways

    FATF’s 2025 NRA part.1: What It Is and the Biggest Ways It Can Go Sideways

    Think of the National Risk Assessment or NRA for short, as the operating system for a country’s AML/Compliance strategy. The FATF 2025 guidance tells governments (and by extension FIUs, supervisors, and obliged entities) how to organise the right people, collect the right data, and assess threats and vulnerabilities. It also says how to rate inherent…